The variables used in our online calculator are defined in detail below, including how to interpret the results.

Today's College Cost (€ / Year)

This is the annual cost of attending a college or university today. This value can vary greatly depending on the college or university.

Years Until Matriculation (Years)

This is the number of years before matriculation, the formal process of entering college, begins.

College Costs Increase (% / Year)

This is your best guess at the average increase in college costs (tuition, room, and board) that will occur between now and matriculation.

Year X College Cost (€)

This is the calculated college cost for years 1 through 4. This value is based on today's college cost estimate, the years until matriculation, and the anticipated annual increase. The calculator increases college costs each year to reflect increases that will likely occur while the student is enrolled.

Total College Cost (€)

This is the total cost of college, which is equal to the sum of the four years of projected college costs.