Leisure Package (Restaurant, Pubs, Take Away Shops, Cafe, Hotels, Gyms)
Covers |
Significant Features and Benefits | ||||||||||||||||||
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Material Damage "All Risks" |
Cover for loss or damage by an accidental physical cause occurring during the period of insurance to Buildings, Contents and Stock up to €7,5 million per location. Please note that not only named perils are insured, all risks are insured. The cover extends to incclude
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Money and Personal Accident (Assault) |
Cover for loss or damage to money belonging to your business up to a limit of €4.250. Cover for bodily injury to any insured person as a direct result of a robbery or hold-up whilst carrying business money up to a limit of €8.500. |
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Goods in Transit |
Cover for loss or damage to Property insured while in transit up to a limit of €2.500. |
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Rent Payable |
Cover for rent payable for the Premises where they are unfit for occupation as a result of Damage up to a limit of 15% of the Contents sum insured or €25.500, whichever is the least. |
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Deterioration of contents of deep freezers |
Covers damage caused by a breakdown of the appliance, escape of refrigerator fumes, other extraneous cause, up to a limit of €5.000 |
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Business Interruption “All risks” |
Cover for interruption to your business following an insured loss equal to 10% of the material damage. The cover extends to include up to a limit of €8.500:
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Employers Liability |
This cover is required by law and protects you against your legal liabilities for bodily injury to or occupational disease of your employees up to a limit of indemnity as required by Cypriot Law. The term “Employee” is not limited to direct employees, it includes:
The cover extends to include:
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Public and Products Liability |
Protects against legal liability for bodily injury to third parties and damage to their property up to the following limits: The cover extends to include:
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Directors and Officers Liability | Covers personal liability that occurs from a wrongful act committed by officers and directors of the insured company up to a limit of €8.500. | ||||||||||||||||||
Employee Dishonesty | Covers financial loss to the insured as a result of fraud or dishonesty committed by an employee up to a limit of €17.000. | ||||||||||||||||||
Personal Accident |
Cover is offered to:
In the event of an accident anytime and anywhere in the world (not only when at work) that has as a consequence death or disablement up to a limit of €8.500 for any individual up to 75 years old and maximum yearly limit of €25.000. The benefits are payable as follows:
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